Financial planning session


Mountain camping, night sky starred, crickets chirping, lantern light. Father clutches four wallets, each fat with cash, looks back

at 70 years with profit, knows he must hoard them but cannot remember why. I try to help him understand,

do my best to teach. In all the universe, I say, one planet like ours whirls every two solar systems, or three,

at most a handful per galaxy. They spin along, crusts cooling like croissants in some galactic oven, then, for one second --

maybe a million years our time -- potential for life. But orbits decay, north stars change, and they wobble like tired tops

toward snow, ice, night. One beats the odds, creates beings, intelligent, with dreams. They perish -- hate, war, greed.

Back to me, Father is quiet, feigning sleep. Tomorrow, he murmurs, let's talk stocks, bonds, annuities.


Timothy Pilgrim